HowFrameworks
A proposal for HowFrameworks · Sudhir Sarnobat & Rajendra Bagwe

The Second Engine.

Direction told you where to go. An operating system gets you there. A proposal to put an ERP inside every HowFrameworks plan — and a builder inside the founding team.

Harshwardhan Gokhale · Simplux · August 2026 · Private & confidential

Where HowFrameworks stands

You have built assets most startups would take a decade to earn.

20 yrs
of TLC — 1,000+ SMEs mentored across Maharashtra, at no cost
250+
SME owners already trusting HowFrameworks
100+
proven frameworks in the Library, delivered by HFW Sherpa
3
delivery formats — Automated, Personal Remote, Personal

Trust, distribution, and a working AI product. The question is not whether the assets are real — it is how far the current product can carry them.

The honest constraint

Advisory sells only to the already motivated.

Who buys coaching

The owner who already knows he needs direction. A minority in every market. The rest never enter the funnel — not because the product is weak, but because nobody wakes up wanting advice.

Who wakes up in pain

Every manufacturer wakes up with billing chaos, untraceable stock, GST deadlines, and debtors who don't pay. These problems force a purchase. Direction does not — it waits to be wanted.

The bandwidth trap

Your stated pain — "Personal Bandwidth / Sales Traction" — bites hardest because every advisory sale needs a founder's voice to close. The funnel is rate-limited by your hours.

To reach business owners in general — not just the self-motivated — we need a product they already know they need.

The insight

Today Sherpa coaches from what the owner says.
It should coach from what the business does.

Sherpa today

  • Owner self-reports the problem in chat
  • Frameworks applied to remembered numbers
  • Advice quality capped by the owner's own visibility
  • Cancelling is one WhatsApp message away

Sherpa with an ERP underneath

  • Reads live debtors ageing, margins, stock turns
  • Frameworks applied to actual numbers, unprompted
  • "Your top 2 customers are 61% of revenue — here is the framework for that"
  • Ripping out an ERP is 100× harder than cancelling a chat

An AI advisor that reads your books. Nobody in the Indian SME space offers this. It is a category, not a feature.

The proposal

Every HowFrameworks plan
comes with an ERP included.

Not "free ERP" — a bundled offering: "Get your business ERP with our services — price included in your plan." Built on ERPNext (open-source, zero licence cost), preconfigured for Indian manufacturers and traditional services — GST-ready, billing, stock, debtors — branded and delivered as the HFW Business OS.

The plan fee stays the revenue line. The ERP becomes the reason a general business owner — not just a motivated one — picks up the phone.

Offering structure Proposed — pricing to be agreed

One ladder. ERP in from the first rung.

TLC — Option A · Free for members

Every TLC member gets Tier 1 at no cost — honouring twenty years of free mentorship. Purely a goodwill and seeding play: HFW carries the hosting cost, earns the install base, testimonials, and the upgrade funnel to Tiers 2–3.

TLC — Option B · Included in membership

Membership (₹30–40k/yr) already bundles outings and sessions — the Business OS becomes one more benefit. Members pay TLC; TLC pays HFW an institutional rate (illustrative ₹400–500/member/month Proposed) — viable because a hosted standard seat costs near zero at the margin. One agreement, 1,000+ seats, contracted revenue.

Both options on the table — the founders choose. Either way: Tiers 2–3 and customisation remain individually paid, for members and non-members alike.

Tier 1 · Automated
₹7,999 /month · included in TLC membership
  • HFW Business OS included — hosted, GST-ready, standard configuration
  • HFW Sherpa AI advisor — now reading your live business data
  • Health Checkup + full Library access
  • Guided self-serve onboarding
Tier 2 · Personal Remote
₹25,000 /month
  • Everything in Tier 1
  • 2 Zoom coaching sessions/month on your real numbers
  • ERP onboarding sprint + data migration support
  • WhatsApp async support
Tier 3 · Personal
₹60,000 /month
  • Everything in Tier 2
  • Monthly on-site / intensive session
  • Custom ERP workflows & integrations — the technology-readiness track
  • Succession / scale-up engagements

Illustrative pricing, anchored to the current assumed ladder (₹4,999 / ₹20,000 / ₹50,000) plus the bundled OS. Customisation beyond the standard configuration is always paid work — that discipline is what keeps the bundle profitable. The TLC↔HFW arrangement is a related-party transaction for a not-for-profit — priced at arm's length, documented, and disclosed to the TLC governing body from day one.

Why the bundle compounds

The data flywheel.

1

ERP lands

Owner adopts HFW Business OS for billing, stock, GST — a pain he already has.

2

Data flows

Live debtors, margins, stock turns accumulate inside the plan.

3

Sherpa sees

AI advisor coaches from real numbers — advice nobody else can give.

4

Upgrade & renew

Owner upgrades tiers for human coaching; renewal is near-automatic — the OS runs his business.

Renewals — solved

Your wishlist item #1. Nobody churns off the system that prints their invoices.

Adjacent products — unlocked

Wishlist item #2. Payroll, quality, maintenance modules become natural extensions of the OS.

Bandwidth — respected

Tier 1 is self-serve and AI-supported. Founder hours are spent only where the client pays for them.

Eyes open

The incumbent is Tally — and we don't fight it head-on.

Tally + CAGeneric cloud ERPHFW Business OS + Sherpa
What it isAccounting & compliance recordSoftware licence, self-managedBusiness operating system with an advisor built in
Who runs itThe accountantNobody, usually — shelfware riskThe owner — because it talks back with direction
Sold byHabitFeature lists20 years of TLC trust + 250+ existing relationships
Migration ask"Replace everything" (high friction)Start alongside Tally — operations first, books can follow later

We are not selling software against Tally. We are selling direction with the system included — bundled into TLC membership for 1,000+ SMEs in one agreement, a distribution channel no ERP vendor in India can buy at any price.

Discipline before scale

Pilot → Productise → Scale.

Phase 1 · Pilot (90 days)

  • 5–10 TLC members under a pilot MoU with TLC — lowest friction, highest goodwill
  • I deliver every install personally
  • Measure: hours per install, support load, adoption
  • Exit gate: cost-per-seat known — the data that decides between TLC Option A (free) and Option B (institutional rate), and prices B if chosen

Phase 2 · Productise (next 90)

  • Standard manufacturing + services templates locked
  • Self-serve onboarding + Sherpa-guided setup
  • Sherpa reads ERP data — first "coach from your books" release
  • Support playbook so it never needs a founder

Phase 3 · Scale

  • TLC-wide agreement signed — Business OS folded into next year's membership; TLC pays HFW per seat
  • Paid ladder sold to the open market & the 250+ base; TLC success stories are the sales engine
  • Customisation pipeline paid — for everyone, always
  • Target mix shifts to Tier 1 volume — the 10X path runs on AI leverage, not founder hours

No public "ERP included" announcement until Phase 1 numbers prove cost-per-install. A 4–5 person company scales what is measured, not what is hoped.

What this does to the goal Illustrative

10X traction needs a product that sells while you sleep.

Today (est.)
~150 clients
Advisory-only path
Founder-capped
With Business OS bundle
1,500 clients
₹50–60 lakh
per year from the TLC agreement if Option B is chosen — 1,000+ seats at the institutional rate; under Option A the same seats are the install base and upgrade funnel instead
₹80 lakh+
per month at 10X from ~1,000 paid Tier-1 clients (open market + 250+ base) at ₹7,999 — before Tier 2–3 and customisation revenue
~0 hrs
founder time per Tier-1 client after productisation — the bandwidth pain fixed structurally, not heroically
The builder

This plan only exists if someone can build it.
I already have — for others.

ERPs shipped, not slideware

Deployed and running ERPNext/Frappe systems for Indian manufacturers and services firms — safety equipment, polymers, US infrastructure — including field-sales PWAs, GST workflows, and AI-assisted operations.

AI-native by practice

Built autonomous AI agent systems, MCP integrations on live ERPs, and AI document pipelines — the exact plumbing "Sherpa reads your books" requires. Same stack you already run: Claude at the core.

I know this business

I built the HowFrameworks blueprint — 8 documents, every stage from lead to renewal. I know where the bandwidth pain bites and where the leverage sits, before day one.

Sudhir owns strategy and sales. Rajendra owns community and mentorship. I own the machine — Product & Technology, end to end.

The ask

Founding team member.
Owner of Product & Technology.

Responsibility

  • Co-Founder, Product & Technology
  • Full ownership: Sherpa, Business OS, Health Checkup, Library, infrastructure, data
  • Seat in governance — product decisions made together, as founders

Commitment

  • Personally deliver the pilot phase
  • Productise Tier 1 so it runs without founder hours
  • Ship "Sherpa reads your books" as the category-defining release

Terms to agree

  • Founder-grade equity, vested over 4 years
  • Modest cash till revenue supports more — I'm betting on the equity
  • IP built for HFW belongs to HFW — in writing, from day one

Three founders, three lanes, no overlap — and a second engine bolted to twenty years of trust.

HowFrameworks

The only thing between an SME and ₹100 crore is direction.
The only thing between direction and execution is a system.

Let's give them both — in one plan.

Harshwardhan Gokhale · Next step: a working session to agree pilot clients, pricing, and founding terms.